Attention homeowners in College Station and Brazos County: Get an Appraisal today!

Here are the top seven reasons why TX homeowners call on Casto Appraisal :

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a TX property tax assessment
Remove PMI to lower a mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a TX divorce, when property needs to be divided
Settle an estate in TX by determining the true market value of property in question

Own a house in or near College Station, TX and need help deciding the price of it?
Contact Casto Appraisal .

We at Casto Appraisal understand the individual needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. As our valued client, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Casto Appraisal is experts in helping people just like you delete unneeded PMI insurance.

Challenge property tax assessments

Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Casto Appraisal is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Casto Appraisal can provide you with an expert appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for precision, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Casto Appraisal offers field reviews where we'll go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.